Logo UpStream Pay
© 2023 UpStream Pay. Tous droits réservés. | Mentions légales | Données personnelles


Klarna's mission is to make payment as simple, secure, and flexible as possible to provide the most pleasant shopping experience. Klarna enhances your payment service by offering immediate, deferred, and split payments. Give your customers the ability to pay when and how they want.

BNPLSplit PaymentE-commerce


Klarna was founded in 2005 in Stockholm, Sweden with the aim of facilitating online shopping. In the last 17 years, technology has evolved, excited, and transformed the world around us. But our mission remains more relevant than ever: to make payment as simple, secure, and, above all, as smooth as possible. Their 150 million consumers love Klarna for the smooth and pleasant shopping experience it offers. Their merchant partners dramatically increase customer satisfaction by offering an immediate, deferred, and split payment solution, allowing them to pay when and how they want.

Klarna responds to the changing demands of consumers by saving them time and money while helping them stay informed and in control of their finances. More than 450,000 global merchant partners, including H&M, ba&sh, Vestiaire Collective, Sephora, Macys, IKEA, and Nike have integrated Klarna's innovative technology to deliver a seamless online and in-store shopping experience.

Les avantages majeurs de la solution


A global presence from Europe to the United States and Australia


An increase in your conversion rate of 10% to 15%


An increase in the value of your average shopping cart of 35 to 40%


A strong brand image attracting a community of consumers

Les avantages d'une connexion avec Upstream Pay


Offer a seamless journey


Enrich the catalog with an international solution


Take advantage of Klarna's international coverage

Parcours de paiement

The consumer selects Klarna as the payment solution on the checkout page

​​Klarna verifies the identity of the consumer with a code sent by SMS

The consumer can choose to pay with the Klarna solution he prefers (immediately, in 3 installments without charge, in 30 days)

A summary of the consumer's information is displayed before they confirm their payment

Fiche technique

Markets coveredFrance, Spain, Portugal, Italy, Greece, Germany, Netherlands, Austria, Belgium, Switzerland, England, Ireland, Poland, Czech Republic, Romania, Slovakia, Sweden, Finland, Norway, Denmark, United States, Canada, Australia, New Zealand
Currency of paymentUSD, CAD, EUR, CHF, SEK, NOK, DKK, GBP, AUD, NZD, MXN, PLN, RON, CZK
ChannelE-commerce, Store
Accepted means of payment Visa, Mastercard
Recurring transactionsNo
Refunds Yes
Split paymentYes
3D SecureYes
Fraud module Yes
Settlement time30 days

Pour plus d'informations, contacter l'équipe UpStream Pay

Become a partner

In search of more business opportunities and visibility, display your payment methods on our platform. Come and co-build Upstream Pay's offer and become our trusted partner!

Logo upstreampay

On vous informe
des nouveautés

En complétant ce formulaire, vous consentez à recevoir des newsletters d’UPSTREAM PAY. Vous pouvez vous désabonner à tout moment en cliquant dans lien de désabonnement. Pour exercer vos droits et en savoir plus sur notre politique de confidentialité en cliquant ici.

© 2023 UpStream Pay. Tous droits réservés. | Mentions légales | Données personnelles